600 Whitehead Street, Key West, FL 33040
Office: 305-294-5105 | Facsimile: 305-294-5354
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Your Needs and How We Work
 Because your needs are unique, we tailor our
work to fit them. You are our principal, and we place your
needs above any lender's interest.
Without cost to you, our first interview allows us to
understand your goals and to determine how we can add value to
the achievement of those goals. Typically here we obtain a
credit report (no cost to you) and the preliminary documents.
After we evaluate your position, we outline the services we
can provide. The cost usually is based either upon an hourly
charge or upon a mortgage brokerage fee. If you start on a
consulting, hourly basis and then hire Independent to obtain
finance, any hourly fee is credited to the brokerage fee for up
to one year from date of first consultation.
Before you hire us, Independent
provides you a good faith estimate that details all fees. You
are obliged to pay us only when we provide you a commitment that
meets all your authorized conditions. If we fail to obtain that
commitment, you owe nothing. Independent Mortgage and Finance
charges no fees for application, credit reports, or processing.
Home | About IMF | Your Needs | Get Started | Financing Topics | Photo Gallery | Contact Us
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